I am pained by how many of my African brothers and sisters are left behind in wealth creation (savings and investments.) I want to change this but I cannot do it alone. People of the old put it well when they said, “it takes a village to raise a child.” We have to help each other grow, save and invest in a safe environment. I hope this series we are starting today will get you and many others to start saving and investing.

Also, I believe we should be forming smaller groups that encourage each other to develop habits of savings and investing. I have one such group. I recruit people almost every day for this. It is a small group, but that is exactly what makes it effective. I wish all of us could start such groups.

Why do we have this group? This group is for informational and insight sharing purposes. We know and understand that no one person will know everything there is a lot to learn and know about saving and investing. Also, people will be at different levels of this journey. We need each other so that those at the top can pull up those that are at the bottom.

As they say, iron sharpens iron. Each member of the group can interrogate each other’s decisions and actions/decisions. Those at the bottom can ask questions and learn from those that are at the top. Simple! Not everyone can join my group. So, find people around you who think, have the same vision and ambitions as you. Help each other save, invest and grow.

There is a lot of information out there. The internet has made it possible for us to have access to information that can make all of us inventors and traders. We just have to find it. As long as you have a smartphone in your pocket, the entire world is at your disposal. There is no excuse for you not to invest or trade. And for as long as you have a source of income, there is no excuse for not saving or investing.

So, why am I writing this series?

This series seeks to give you the basic information you need to get started. This is by no means financial advice and should not be taken or used as such. We will look at various Dos and Don’ts of investing (or trading.) We will also consider various tools that you can make use of to make more informed decisions.

However, and again, I am not a financial advisor. Therefore, nothing I say in this series should be treated as financial advice. Do not make money, savings, investment or trade decisions based on what you will read in this series. What you will find here are merely insights and my personal experiences accumulated from my beginner days (and I am still learning because learning will stop when I die,) Do not take what I write here as professional financial advice. If you need an advisor, get one or make use of a stockbroker.

Next week we will talk about why I decided to start saving and investing (trading) and why I think you should also start saving and investing.

Please use the comment section. Also, like and share this series with others. Are you excited for us to have started this series together?